Real estates by the sea in Croatia - Market overview, trends & top locations for 2025

If you are considering purchasing a coastal home, 2025 is the year to take decisive action. With its extensive coastline, crystal-clear sea, and stable real estate market, Croatia has built a reputation as one of Europe’s most desirable destinations for buying waterfront property. Beyond the romance and panoramic views, here is an overview of key trends, price ranges, and prime coastal locations worth considering.

Why now is the right time to invest

Interest in Croatia’s coastal real estate has been growing year after year. Following Croatia’s entry into the Schengen Area and the Eurozone, there has been a marked increase in the number of foreign buyers seeking secure, long-term, high-value investments. Stable prices, high demand, limited supply, and attractive infrastructure make Croatia’s coastline particularly appealing.

If you are looking for luxury villas on the Croatian coast, now is the ideal time to act. In the premium segment, there is strong demand for purchasing waterfront luxury properties, with a particular focus on the Opatija Riviera, Kvarner, Istria, and Southern Dalmatia.

Waterfront exclusive villa - Zadar

Best regions for coastal property investment

Opatija Riviera: elegance and tradition

Buyers seeking sophistication and proximity to urban amenities often choose Opatija. The combination of architectural heritage, luxury hotels, Michelin-recommended restaurants, and well-developed infrastructure makes Opatija synonymous with quality living. For luxury real estate acquisitions in Opatija, villas with swimming pools and panoramic views of Kvarner Bay are especially in demand, typically ranging from €1.2 to €3 million.

Istria: nature, gastronomy, and style

For those looking for an authentic experience, Istria offers outstanding opportunities. Whether it’s a renovated stone house overlooking vineyards or a modern seafront villa, Istrian coastal properties continue to attract strong interest. Prices typically range from €700,000 up to €3 million, depending on location and features.

Dalmatia: attractiveness and investment potential

Regions such as Split, Zadar, and the island of Hvar are in high demand due to strong tourism flows and excellent connectivity. Buying luxury waterfront property in Dalmatia often also means excellent rental income potential.

Modern duplex frontline apartment

Market trends for 2025

More than square meters — experience and location

Today’s buyers are not only looking for a property but for an entire lifestyle. Concepts such as “smart home”, “sustainable construction” and “proximity to nature” are increasingly shaping demand. As a result, coastal properties in Croatia that offer privacy, sea views, swimming pools, and direct beach access are especially valued.

Limited supply of new developments

Due to urban planning restrictions, new seafront developments are increasingly scarce. This means properties listed “for sale” quickly find buyers. Rare frontline villas represent a particularly attractive category, as their value continues to rise steadily.

Strong demand, especially from abroad

With Croatia’s integration into the Schengen Area and the introduction of the euro, administrative and financial barriers for foreign buyers have virtually disappeared. The second-home market is seeing increased interest from Germany, Austria, Slovenia, the Czech Republic, and Serbia.

After market stabilisation, there is noticeable growth in buyers from Western and Northern Europe. For many, purchasing property in Croatia combines private use with lucrative seasonal rentals. This is why engaging a trusted real estate agency for buying coastal property - one familiar with local regulations and experienced with international clients — is essential.

Scarcity of frontline properties

Due to strict urban planning and coastal zone protection, the supply of villas and houses in the first row to the sea is very limited, further driving up their value and making them ideal for investment.

The role of an agency: why your partner matters

Purchasing coastal real estate, especially if you are buying from abroad, involves a series of crucial steps: legal verification, market value assessment, due diligence, negotiations, and secure transaction completion. Choosing a reliable and professional agency is therefore not just a formality - it is a prerequisite for a smooth, effective, and legally sound process.

Remington Real Estate, the exclusive affiliate of Christie’s International Real Estate for Croatia, delivers unmatched service in the premium and luxury real estate segment. Our team operates to the highest European professional standards, offering clients a personalised approach, exceptional discretion, and expertise throughout the entire acquisition process.

We pay particular attention to the quality of our portfolio - every property we represent is carefully selected, and our clients receive support and advisory services grounded in experience, market analysis, and legal security. If you wish to make a safe, informed, and effective investment in Croatia’s coastal real estate, it is vital to work with a partner you can trust.

Featured listings from our portfolio

Opatija Riviera

Exclusive apartment with sea views, just 100 m from the coast

This luxurious apartment within a historic villa in the heart of Opatija, positioned directly on the waterfront, combines the charm of classic architecture with contemporary design. A spacious interior with high ceilings, a sea-view terrace, and top-quality finishes offers elegance and comfort - the ideal property for Riviera living at one of the most prestigious addresses.

Istria

Waterfront villa with direct access to the beach and pool

This charming villa with panoramic sea views, a private garden, and an infinity pool with direct beach access offers perfect conditions for relaxed family living. A carefully designed interior with four bedrooms, a fireplace, and spacious terraces combines comfort and functionality. The outdoor area with a poolside pavilion is ideal for enjoying an open-air lifestyle.

Kvarner

Waterfront house with direct access to the beach

This charming seafront house offers an authentic blend of privacy, nature, and panoramic views. Featuring two separate apartments, spacious terraces with a jacuzzi, and private beach access, it is ideal for family living or holiday rentals. A garage and large courtyard further emphasise the comfort and practicality of this unique property.

Dalmatia

Luxury waterfront villa

This luxury coastal villa offers an exceptional combination of modern design, upscale amenities, and breathtaking sea views. Outfitted with premium materials, a private elevator, wellness area, and an infinity pool, it is the perfect choice for buyers seeking effortless luxury, maximum privacy, and a secure investment.

Frequently asked questions (FAQ)

Can foreign nationals buy property in Croatia?

Yes. EU citizens can purchase property without restrictions. Third-country nationals may buy property under reciprocity agreements.

What are the additional costs beyond the purchase price?

Typically, there is a 3% real estate transfer tax, plus legal fees, notary fees, and the agency commission.

Is it possible to rent out the property as a private owner?

Yes, but you must register the rental activity with the local tourist board and the Tax Administration.

Which regions see the fastest value growth?

Opatija Riviera, Istria, Šibenik, and Zadar record the highest growth rates.

Now is the time to act

If you are planning to acquire a luxury waterfront property, 2025 is the year to move forward. Whether you are searching for real estate in Opatija, Istria, or Dalmatia, the right choice — supported by Croatia’s most trusted real estate agency — can mean not only a new home but also a secure long-term investment.

Interested in a specific offer? Visit Remington Real Estate and discover our curated collection of premium coastal villas and apartments for sale.